Affordable High-Quality Insurance Options for Medical Professionals and More.
Disability Insurance
Statistically, one in four colleagues will experience a disability before retirement age. Without proper financial planning, this could be devastating to both your family and your financial health. Disability insurance is the base of your financial plan. Our focus is providing the best contract which includes “Own Occupation” and a complete evaluation of additional riders that may fit your unique financial situation. We work with all of the specialty companies.
Life Insurance
Life insurance is that uncomfortable thing we all hate to talk or even think about. However, it is the next notch up on the planning ladder. Regardless of age, we all have some need for a form of life insurance, whether it is to cover unpaid student loans, protect your family from premature death, estate planning, or a multitude of many other reasons. All are bought for a love of the one that you leave behind. It is an incredibly selfless act. You the insured are buying something for which you will in no way participate.
Long Term Care Insurance
Studies have shown that several of the biggest fears of someone that is retired is running out of funds and how are they going to pay for their care as their health starts to decline. With a long term care contract, The Giltner Financial Group can design a plan that can pay all or part of these expenses. The plan can be set up to pay the benefit in the event the client is able to stay in their home or in an assisted living environment.